Let’s start a PayFac business
PayFac or ISO
Hips payment platform enables your merchants to launch within minutes by provisioning both the merchant account and gateway services within a real-time manner.
Front your merchants
Acquirer
Benefits of the PayFac model
Bring your own payment facilitator agreement
Using Hips as a payment facilitator
WE SUPPORT YOU IN OVER 70 COUNTRIES WORLDWIDE
Major debit and credit cards
- Visa
- MasterCard
- AmericanExpress
- Maestro
- JCB
- Unionpay
- Discover
- Diners Club
Local payment methods
- SEPA Debit
- Klarna
- GiroPay
- iDeal
- Swish
- Vipps
- ACH
- Przelewy24
- Sofort
- Multibanco
- Bancontact
- Boleto
- CIMB Clicks
- eNETS
- FPX
- Interac
- Maybank2u
- mobicred
- moip Pagamentos
- MOLPay
- paydirekt
- POLi
- Trustly
- TrustPay
Stored-value digital wallets
- PayPal
- AliPay
- WeChatPay
- Carrier Billing
- moneta.ru
- Paylib
- paysafecard
> curl --request POST --url https://api.hips.com/v2/payments \--header 'Accept: application/json' \--header 'Authorization: private_BQokikJOvBiI2HlWgH4olfQ2' \--header 'Content-Type: application/json' \--data '{ "source": "card","card": { "number": "4111111111111111", "exp_month": "01", "exp_year": "21", "cvc": "123" },"purchase_currency": "USD","amount": 995,"customer": { "email": "john@doe.com" }}'> curl --request POST --url https://api.hips.com/v2/tokens \ --header 'accept: application/json' \ --header 'content-type: application/json' \ --data '{ "source":"card", "card":{ "number":"4111111111111111", "exp_month":"12", "exp_year":"25", "cvc":"123" }}'> curl --request POST --url https://api.hips.com/v2/payments \--header 'Accept: application/json' \--header 'Authorization: private_BQokikJOvBiI2HlWgH4olfQ2' \--header 'Content-Type: application/json' \--data '{"source": "card_token","card_token": "73jWmRr6iGmiDN14UH6cut6g","purchase_currency": "USD","amount": 995,"customer": { "email": "john@doe.com" }}'> curl --request POST --url https://api.hips.com/v2/orders \ --header 'Accept: application/json' \ --header 'Authorization: private_BQokikJOvBiI2HlWgH4olfQ2' \ --header 'Content-Type: application/json' \ --data '{ "order_id": "123", "purchase_currency": "USD", "cart": { "items": [{ "type": "physical", "name": "Hips cup", "quantity": 1, "unit_price": 1000 }]}}'API BUILT WITH DEVELOPERS ❤️ IN MIND
Features and benefits
Virtual Terminal
Swipe cards or key in payment details over the phone or through mail order from a browser.
Reporting Capabilities
Get detailed insight into transactions and use the Transaction Search tool to find exactly what you’re looking for.
Recurring Billing
Bill customers on a regular basis by establishing a recurring billing schedule.
OneClick Checkout
Quickly and easily integrate a website to our OneClick Checkout with one of our plugins.
Third-Party integrations
Access processor integrations and a growing list of shopping cart integrations.
Transaction Routing
Automatically determine which MIDs to route transactions to based on active routing directives using a single gateway account.
Batch / Offline Processing
Upload files to the platform and process large volumes of transactions all at once.
Product Manager
Enter and manage product SKUs and keep inventory organized with our unified product database.
Flexible Integration Methods
Full customization and control over accepting payments within your own mobile applications and software with our diverse APIs and SDKs.
QuickPay
B2B/B2C solution to quickly accept payments in already issued invoices where the amount is unknown.
Point of Sale Financing
Offer the customer the option to part pay, or pay later direct in the checkout / Point of Sale
Anti Fraud
Anti Fraud system based on machine learning. Add your own business rules if you want.
Dispute management
Manage disputes and chargebacks, and let the merchant work and respond to them directly in their admin portal.
Mutilingual
The whole platform - all parts - are translated into 18+ languages.
Multicurrency
Multiple authorization and settlement currencies
Currency Convertion
Real time currency conversion with markup possibilities. Customer can opt in/out direct in checkout / Point of Sale
Reconciliation
Reconciliation service creates ISO 20022 / CAMT bank files for seamless payout to your merchants.
Automated Onboarding
Automated onboarding of merchants where they provide passport, business documents and a selfie via our onboarding system.
Terminal management (TMS)
Remotely manage your payment devices including any necessary firmware updates required for security or continued EMV compliance.
Cloud HSM
PCI-HSM certified Cloud based HSM solution. Skip hardware scaling and maintenance problem.
BRAM Monitoring
MasterCard certified merchant BRAM monitoring solution.
Point to Point Encryption (P2PE)
Ensure cardholder data is not exposed at any time during a payment transaction with P2PE, the most secure and effective solution.
Remote Key Injection
Instead of the traditional manual process, use the more cost effective and faster alternative to automatically and securely complete payment terminal key injection at the point of sale.
Tokenization
Reuse tokenization cardholder data from previous transactions without having to store or secure it. The token can be used for subsequent transactions without the cardholder data being re-entered.
Strong Customer Authentication (SCA)
PSD2 and SCA-Ready Fraud Protection for Ecommerce
3D Secure 1.0.2
Fallback 3D secure protocol for card issuers that does not support the new EMV® 3DS 2.0
3D Secure 2.0 (EMV® 3DS)
3DS2 is designed to improve upon 3D Secure 1 (3DS1) by addressing the old protocol's pain points, and delivering a much smoother and integrated user experience along with biometric authentication.
EMV QR Payment
Merchant presented ISO 18004-compliant EMV QR Payments both Online and In-Store.